Riverside Homes Selection Criteria

Mutual Management Company is a fair housing provider. We do not discriminate against persons on the basis of race, color, religion, national origin, sex, familial status, disability, creed, marital status, public assistance, ancestry, or sexual orientation. Mutual Management Company provides reasonable accommodation to persons with disabilities. If you need an accommodation to complete or assist with the application process, please contact management.

APPLICATION REQUIREMENTS

Applications are accepted on a first-come, first-serve basis. Only one application is accepted at a time for a given unit. All applications must be accompanied with appropriate application fee(s) and pre-lease deposit in order to be processed and for the unit to be reserved.

Each adult must complete an application and be screened. Applications must be filled out completely and accurately. Information must be complete, legible and verifiable. An incomplete application may be rejected or not processed. Any misstatements or omissions on your application, intentional or unintentional, whether or not it is discovered before you move into a building, is grounds for denial of an application or termination of an existing lease. If information given on the application cannot be checked and verified, this is a reason for rejection. If it is subsequently discovered that an application was approved based on incorrect or incomplete information, whether or not the error was the fault of the applicant so that the applicant would not meet the requirements of our tenant screening or otherwise be eligible for the housing program, management will have the right to terminate a lease before the move-in date. If the incorrect or incomplete information is discovered after the tenancy begins, or it is discovered that the resident would not qualify for the housing program, it will be a basis for termination of lease on one calendar month’s notice during a lease term.

IDENTIFICATION REQUIREMENTS

Each adult must provide the following: Government Issued photo ID. Project Based Section 8 applicants must also provide ORIGINAL birth certificates for each person 17 and younger AND proof of citizenship or eligible non-citizenship (birth certificate, I-94, Certificate of Naturalization, alien card, etc.) AND original Social Security card. The only exception to this requirement is for children under the age of six(6) who can be given a 90 day extension to provide the SSN. Photocopies and faxes will not be accepted.

HOUSING HISTORY

We seek applicants with a positive housing history. Housing history is defined as any place you have been responsible to pay rent, or payments on a mortgage/contract for deed, comply with a lease agreement etc. We require the name and last known telephone number of each head of household/landlord/property manager/mortgage company for EACH address that you have had for the past three years (whether or not you were on the lease). Roommate referrals are not acceptable to establish positive housing history. If the applicant or any member of the applicant houshold fails to fully and accurately disclose all addresses within three years and other requested housing history information,the application may be denied based on the applicant’s “misrepresentation” or omission of information. The refusal of a landlord to give a reference, the non-response of a landlord, or a negative reference may be grounds for rejection. Unlawful detainers, evictions, and/or lease termination may be grounds for rejection.

 CREDIT REFERENCES

Credit references will be checked.  An adverse credit reference, a high amount of household debt, or the absence of a credit history may be grounds for rejection of an application.  Any unpaid account relating to housing or utilities may be a basis for rejection.

OCCUPANCY

Number of Bedrooms Max # of people in household Min. # of people in household (S8)
0 1 1
1 2 1
2 4 2
3 6 3
4 8 n/a
5 10 n/a

INCOME and ASSETS

All forms of income and assets will be third party verified, if third party verifications are unable to be obtained applicant maybe required to provide proof. Income from all sources must be sufficient to pay the rent and other predictable living expenses. To be counted as income, amounts must be verifiable, reliable, and predictable. Maximum income guidelines apply to all applicants of Riverside Homes. Households over the income limits will be rejected.

# of people in household Section 42 Income Limit Section 8 Income Limit
1 $39,660 $33,050
2 $45,300 $37,750
3 $50,940 $42,450
4 $56,580 $47,150
5 $61,140 $50,950
6 $65,640 $54,700

SECTION 8 WAITING LIST

Section 8 Waiting Lists for the property will be opened when it is determined that more applications are needed to fill units in a timely manner. Placement on the Section 8 waiting list will be determined by the date and time the application is received. Current waiting list applicants will be sent updates annually to determine if they are still interested and eligible for Section 8 assistance. Applicants are responsible for keeping contact information up-to-date for purposes of notification about the waiting list.  Failure to return waiting list updates will result in your name being removed from the list and you will be required to re-apply when the list re-opens. To check on waiting list opening status 24/7 you can call 763-231-6435.

Current status as a HUD recipient

HUD provides the owner/agent with information about an applicant’s current status as a HUD housing assistance recipient. The owner/agent will use the Enterprise Income Verification System to determine if the applicant or any member of the applicant household is currently receiving HUD assistance. Nothing prohibits a HUD housing assistance recipient from applying to this property, however the applicant must move out of the current property and/or forfeit any voucher before HUD assistance on this property will begin. Sources of verifications may include the Enterprise Income Verification (EIV) System provided by HUD, the Department of Health & Human Services (HHS), the Social Security Administration (SSA), and Medicare/Medicaid.

CRIMINAL/PUBLIC RECORD HISTORY

We will conduct a criminal/public record background search. A criminal/public record history of convictions, or open and pending charges, may be a basis for denial. In considering criminal/public record history, we do consider the age and severity of the offense and the impact that the offense record could have upon the potential safety and welfare of residents, Management staff, the well-being of the property, the reputation of the property, the conformance of the property to rental licensing, local ordinance requirements, and participation in any Crime Free/Drug Free housing program.

STUDENTS

Households which consist entirely of full time students are NOT eligible for housing unless one of the following exemptions is met:

  • All members of the household are married and are qualified to file a joint tax return (proof required)
  • Household consists of single parents and their children and neither parent or children are dependent of another individual
  • At least one member of the household receives public assistance (AFDC, TANF, or MFIP),
  • At least one member of the household participates in the Job Training Partnership Act or other similar federal, state, or local program (including programs operating under the Workforce Investment Act and Dislocated Worker Program.
  • Household consists of at least one student who was previously under foster care within 5 years of move-in.
  • Project based Section 8 only units with no other subsidies or programs attached to unit a student who is independent of his/her parents, is of legal contract age under state law, has established a household separate from parents for at least one year prior to application for occupancy, cannot be claimed as a dependent by parents and must be able to obtain a certification of the amount of financial assistance that will be provided by parents.

LEASE TERMS

All initial lease terms are 12 months in length.

BUSINESS RELATIONSHIP

The relationship between a landlord and tenant is a business relationship.  A courteous and business-like attitude is required from both parties.  We reserve the right to refuse rental to anyone who is verbally abusive, swears, is disrespectful, makes threats, has been drinking, is argumentative, or in general displays an attitude at the time of the apartment showing and the application process that causes management to believe we would not have a positive business relationship.

APPLICATION FEES

Each adult will be charged a non-refundable application fee of $40.00. This must be paid with a personal check (of applicant, no third-party checks) or money order. A pre-lease deposit of $100.00 is also required before an application will be accepted. (The $40 app fee & $100 pre-lease deposit does not pertain to Section 8 waiting list applicants). Section 8 applicants will be charged by the co-op a $10 credit report fee. IF ANY CHECKS FOR FEES AND/OR DEPOSITS ARE RETURNED FOR ANY REASON, THE APPLICATION WILL BE REJECTED and you will be charged a $25 fee per returned item.